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Deals: Become a Master iPhone Photographer with these Awesome Accessories

[This is an advertorial. Maclife gets a portion of each unit sold.]

The iPhone has become a capable replacement for stand alone cameras. There's no need to lug around another device when you can snap gorgeous shots on the phone that is already in your pocket. But if you want to become a real iPhone photographer, you need the right accessories to get the pictures you want. We have a bunch of must have tools for your mobile portraits. Check out the offers available now in our Deals tab.

Iphonelenskit

You can turn your iPhone into the ideal option for capturing any moment with the 3-in-1 Lens Kit. It features a lens ideal for up close photos, images in the distance, and wider landscapes. Get all three to add to your photography arsenal for just $23.99.

Istabilizer

If you're in rough terrain or just need a little extra support to get the image you want, use the iStabilizer and keep the camera rolling. It's the ideal accessory for capturing amazing, cinematic videos. You'll get smooth, tracking shots that will look great. It can be yours for just $38.99.

Kick

Kick packs in about as much power as you could ever need into one small package. Though it's small, Kick can push out 400 lumens of light, making it twice as bright as most police flashlights. Keep Kick in your back pocket for just $149.


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Apple Launches Another "Secret" eBay Store for Unlocked iPhone 5 Refurbs

Factory Outlet Ebay Store 620px

If you're in the market for a deal on an Apple Certified Refurbished unlocked iPhone 5 complete with a one-year warranty, look no further than the Factory Outlet eBay Store, where deals can be had for as little as $449.

AppleInsider reported Tuesday
that Apple has once again quietly launched a second "Factory Outlet eBay Store," presumably in an effort to dump "exclusive" limited quantities of refurbished products.

Early last year, a similar eBay storefront popped up offering up to $100 discounts on refurbished iPads, MacBooks, and iPods, touting a full one-year warranty and "final quality inspection by Apple" — despite Cupertino's typical branding appearing nowhere on eBay.

Apparently that first effort was a success, because the unbranded Factory Outlet eBay Store has returned, this time stocked with all flavors of iPhone 5 models discounted up to $350 off the retail price.

All models are factory unlocked for GSM networks (AT&T or T-Mobile here in the USA), and the 64GB models in particular were quite a deal at $499 each in white or black. (At this writing, only the 16GB models remain, priced at $449.)

It's unclear why Apple has chosen to remain a silent partner in these eBay endeavors, but presumably the iPhone maker is looking to unload remaining inventory ahead of the rumored iPhone 6, which is expected to debut in September alongside iOS 8.

Follow this article’s author, J.R. Bookwalter on Twitter


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Switch from Google to Apple Maps Likely Coming to 'Find My iPhone' on iCloud.com

Apple has been attempting to distance itself from Google for some time now, and the latest service destined to be cut appears to be the maps for the iCloud version of Find My iPhone. Google has always provided the maps for the service until now, but iPhoneBlog.de noticed earlier today that Apple has started using its own navigation service for the beta version of the browser-based utility.

The move shows that Apple is gaining more confidence in the service, which suffered a rocky start when it first debuted on iOS 6 back in 2012. Apple converted the iOS versions of Find My iPhone and Find My Friends to the service almost immediately at the time, but the iCloud version has remained tied to the folks in Mountain View.

Findmyiphone

That'll likely change soon, judging from the switch on the iCloud beta site. Apple has been hard at work improving the reliability of the service in the wake of early criticisms, most notably by acquiring several startups associated with mapping services, even to the point of notifying users when certain issues had been resolved.

It's currently not known when the official switch will take place, but it could happen as early as tomorrow or even after the official launch of iOS 8 in a couple of months. You can check out the new version for yourself at beta.icloud.com.

Follow this article's writer, Leif Johnson, on Twitter.


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Used Car Loans' Sky-High Rates Latest Banking Scandal

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Rich Pedroncelli/AP
By Maria Vultaggio | @mariamzzarella | m.vultaggio@ibtimes.com

Millions of Americans with shoddy credit are being offered auto loans by used car dealerships, regardless of their ability to pay back the money, the New York Times reported Sunday. As a result, the loans come with terms that take advantage of desperate customers who aren't financially savvy.

The trend is similar to the frenzied subprime market in 2008, which in turn helped kick off the 2008 financial crisis.

The Times told the story of a man who received a loan for more than $15,000 even though he hadn't worked since 1991, was living off Social Security and whose application said he made $35,000 annually. The bank ultimately repossessed his car.

The number of auto loans being given to people who have tarnished credit has risen more than 130 percent in the five years since the financial crisis, the Times wrote. One in four people, who aren't considered prime candidates or those with a credit score of less than 640, are being granted auto loans.

These loans have exploded with investors benefiting from the high interest rates. The Times found interests rates could exceed 23 percent after looking at more than 100 bankruptcy court cases, dozens of civil lawsuits against lenders and hundreds of loan documents. The payments would total many times the actual purchase price, potentially hurling vulnerable borrowers into further debt and sometimes bankruptcy.

Following the mortgage boom, the Times found dozens of loans that included falsified information about borrowers' income and employment, which led people who had lost their jobs, in bankruptcy or living on Social Security to qualify for loans they couldn't afford.

 

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Money Minute: Adidas May Score Big Soccer Endorsement

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Adidas is likely to score soccer's biggest endorsement ever.

Germany not only kicked Brazil's butt at the World Cup on Tuesday, but Germany's Adidas looks poised to beat Nike (NKE) in scoring Manchester United's endorsement. The German sporting giant has offered ManU 60 million British pounds a year, which is equivalent to more than $100 million, for 10 years. Nike, who currently sponsors the team, has the right to top the deal when its contract expires after next season but the American brand reportedly doesn't want to bid that high and is walking away. If Adidas and Manchester United go through the deal, it would be soccer's biggest ever.

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Raphael Dias/Getty ImagesNike sportswear on display in Rio de Janeiro, Brazil, last May.
Car-sharing service Uber has reached a deal with New York State Attorney General Eric Schneiderman on the issue of price surging. The controversial service which charges customers more when demand is highest was accused of price gouging during Hurricane Sandy when it charged customers up to three times the regular fare. To comply with New York state's price-gouging law passed in 1978, Uber will have a cap on how much extra it can charge customers for its service in times of emergency. Uber says the agreement is part of its nationwide plan to institute price caps in cities during periods of emergency.

Here on Wall Street on Tuesday, investors slammed on the brakes, as the Dow Jones industrial average (^DJI) lost 117 points,the Nasdaq composite (^IXIC) dropped 34 points and Standard & Poor's 500 index (^GPSC) fell 7 points.

Manhattan U.S. Attorney Preet Bharara is one tough prosecutor. Under his direction his office has achieved 85 insider-trading convictions. But he just lost his first case. Hedge fund manager Rengan Rajaratnam, who initially faced six counts of fraud, was found not guilty by a jury. He is the brother of Raj Rajaratnam, who is currently in jail serving an 11-year sentence for insider trading. Rengan was accused of working with his brother and making trades on illicit information but the jury found the evidence was lacking. Bharara's office said the loss won't slow them down.

Finally, it appears that the Justice Department has caved in when it comes to how much of a settlement it will receive from Citigroup (C) for selling toxic mortgages that were intentionally opaque before the financial crisis. Initially the two sides were at loggerheads over the price of the settlement. Citigroup was offering $4 billion but the Justice Department wanted more in the range of $10 billion and was threatening a federal lawsuit if it didn't get close to that amount. What a difference a few weeks makes. The Wall Street Journal reports that the Justice Department is willing to settle for more than $4 billion, less than half of the amount it sought.

-Produced by Karina Huber.

 

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Midyear Money Review: How I Tuned Up My Finances in 9 Steps

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Midyear money check-ups are important. Six months of the year are gone, January resolutions to get our money organized are long behind us, and we're faced with some of the same money questions and situations that we started the year with.

As a certified financial planner who launched her own business last year, and whose husband recently transitioned out of active duty service in the military, a midyear money checkup was a must in our household this year.

Read on for nine steps I took to tune up our finances in a year that hasn't gone quite as planned:


Mary Beth Storjohann is a certified financial planner for Gen Y. She created Nine Steps to Workable Wealth to help you make smart choices with your money.

 

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